ONPEX helps businesses build their own financial services. We provide multi-currency IBAN accounts and acquiring powered by flexible, API-driven technology to create simple, compliant, and cost-efficient payment and banking solutions.
products to simplify your business
Issue multi-currency IBAN accounts in your and your client’s name and manage payment flows and foreign exchange in one centralized place.
ONPEX has its own institutional BIC, bank sort code, and operates its own correspondent banking network including FX-trading.
Collect payments from all relevant e-Commerce payment methods – card-based and alternative – with the simplicity of one contract and one API.
ONPEX manages end-to-end collecting, settlements, and reconciliation through our gateway.
Build your own customized financial services on our API-controlled platform using just the modules you need.
ONPEX’s configurable service technology includes banking, SWIFT and SEPA transfers, foreign exchange, acquiring, collection, settlement, reconciliation, client management, onboarding, billing, and invoicing.
Operate your financial services with the assurance of a fully-compliant environment without taking on the burden.
ONPEX is licensed and supervised as a Payment Institution by the Luxembourg CSSF and meets all regulatory, technical, and reporting requirements.
powerful tools for your financial services
Multi-currency IBAN accounts that support hierarchical client structures
SEPA and SWIFT transfers for international collecting and settlements
Customizable, cloud-based platform with open APIs and white-label site
Client contract management including billing, invoicing, and statements
PSD2 compliant including XS2A, 2FA, and advanced permission control
FOREX trading capabilities within your account
Acquiring for credit cards and alternative payment methods
Reconciliation from check-out to cash in account
modular and API-driven platform
- Client and Admin sites
- Personalization via white-label
- Open API integration
- Bank-level security
- Granular permission control and service administration
- Billing and invoicing for your clients
- Microservice application
- Modular-scalable architecture
- Cloud-based infrastructure
- Regulated and supervised environment
- Built-in reporting capabilities
- Technical compliance to industry standards
create a seamless transaction experience
Our mission is to provide the world’s leading platform to manage currencies, assets, and smart contracts in the digital economy by delivering simplicity, transparency, and automation to orchestrate payment and banking transaction data.
ONPEX is truly innovative in its approach to payments. Its belief that technology and payment methods should not be limited to singular deals or geographic borders is revolutionary.